What does the word "retirement" even mean? For some, it may mean the time when you stop working all together. For others, it may mean traveling around the world. It may be more time spent with family and friends, or just the freedom to do whatever you choose, when you choose. We certainly can't define the word—only you can. Don't worry if you struggle with the idea...that's perfectly normal, and we know it seems really far away. But we also know that at some point, you're going to need some money in order to make whatever retirement means to you a possibility. Your best bet is to save early and often.